Loan Origination System
Bring the loan file and every stage of origination into one workflow.
Fast, profitable
loan origination
One AI workspace built around the way your team closes mortgages.
Loans move themselves. Your team steps in when needed.
A better way to originate. Simplified, flexible tools for every layer — designed to work individually or together.
Switch Product
Better pricing is available
6.375%
1.375 points
Best
6.375%
1.500 points
Current
6.375%
1.625 points
Worse
6.375%
1.500 points
Worse
Suggestions
Lower the loan amount by $415
Recovers $1,563 in costs by removing LTV adjustment
Payoff CAPITAL ONE NA for $89
Brings DTI below 47% to meet product eligibility
Borrower Upload
paystub.pdf
- Pay Period End Date
- 11/15/2026
- YTD Gross
- $89,240.00
- Pay Frequency
- Semi-Monthly
- Pay Rate
- $3,880.00
All fields are verified
Address mismatch
The paystub has a P.O. Box which is not indicated on the loan application.
Northstar Design Co.
Austin, TX 78701
Earnings Statement
Pay Date: 11/21/25 · Check No. 10482
- Pay Period
- 11/01/25 –
- Employee Name
- Alex Morgan
| Year to Date | |
|---|---|
| Gross | |
| Taxes | $19,041.24 |
| Net Pay | $70,198.76 |
| Earnings | Current | Hours | Rate | Year to Date |
|---|---|---|---|---|
| Regular Pay | $3,880.00 | 80.00 | $48.50 | $89,240.00 |
| Gross Pay | $3,880.00 | $89,240.00 |
| Deductions | Current | Year to Date |
|---|---|---|
| Federal Income Tax | $531.06 | $12,214.38 |
| Social Security | $240.56 | $5,532.88 |
| Medicare | $56.26 | $1,293.98 |
- Net Pay
- $3,052.12
- Payment Method
- Direct Deposit ···· 4821
Everything you need, all in one place
Gizmo is the all-in-one origination platform - and the system of record.
It leverages this concept to deliver unmatched automation, resulting in your mortgage operations running faster and more profitably.
Powering any lending model. Scale from broker to in-house with the same stack.
Frequently Asked Questions
What does Gizmo replace?
What does Gizmo replace?
Gizmo is fully modular. You can replace any one of your LOS, POS, CRM, or PPE. Gizmo is capable of replacing all of them at once, but you can also replace one a time and integrate Gizmo with the other systems.
Is onboarding complicated?
Is onboarding complicated?
No. Implementation is typically lightweight. We handle the technical setup and integration work so your team can get up and running in less than 2 weeks.
Will our team actually use it?
Will our team actually use it?
Yes. Gizmo was built around the end user experience and designed to be the daily workspace for your team to collaborate.
How does pricing work?
How does pricing work?
For brokers and non-delegated correspondents, pricing is based on a per-seat model. For high volume lenders doing delegated or in-house production, pricing is based on a per-closing model.